You may choose to annuitize your account value, you may make partial withdrawals or a full withdrawal. The annuity’s account value is not guaranteed and will be based upon the investment performance of the investment options that the client invest in as well as any fees and expenses that the annuity is subject to. In a nut shell, variable annuities represent a contractual agreement in which payments are made to an insurance company, amounts are then investment in variable investment options. I am licensed to offer securities in the states listed in the footer of this page.įrequently I get questions from clients and people visiting my website about annuities. As a Registered Representative of NYLIFE Securities I can only offer variable annuities offered by New York Life or its subsidiaries. However, if this article affects in a sale of this variable annuity, it will be in my capacity as a Registered Representative of NYLIFE Securities LLC, a licensed insurance agency and a wholly owned subsidiary of New York Life Insurance Company. This post is not a solicitation for you to buy this product.Before reading this article I encourage you to download the complete product prospectus and fund prospectuses so you have all the facts at your fingertips.Will I be making a recommendation to buy or not buy this annuity in this article? No.Can I sell this particular annuity? Yes.But, if you are thinking about purchasing this annuity then you are in the right place!ĭisclaimer: Although I am a Certified Financial Planner ® and can charge a planning fee, I also am licensed to sell insurance based products which pay commissions. If you are not currently considering this annuity as a vehicle to implement part of your financial plan, then you have no need to read this. Notice: This is a long article about a specific annuity, the New York Life Premier Variable Annuity II. A Transparent Review of the New York Life Premier Variable Annuity II
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share many similarities with their hallowed predecessors from the early 90s. The Penguins’ season hangs in the balance. The Penguins are chasing another repeat championship. It needs to seize momentum when it doesn’t score. The Penguins downed the San Jose Sharks in Game 6 on Sunday night to clinch their fourth Cup in franchise history, and Pittsburgh captain Sidney Crosby won the Conn Smythe Trophy as playoff MVP. No matter who lines up where, the power play must produce consistently. It was 1 for 22 in the six preseason games prior. The PP got two goals in Friday’s exhibition win at Buffalo. That’s what makes the Penguins’ power play so easy to write about: There’s so much they should try but won’t. But Guentzel isn’t what’s needed.īut Carter won’t play on the top power play. He’s got good touch and is solid at puck retrieval. He’s slighter than his listed size of 5-11, 180 pounds and gets beat to death. Game 7 stop of an Alex Ovechkin one-timer to another. Thats 11 more third-period goals than any other Stanley Cup participant this. The Penguins' Run to the 2017 Stanley Cup Pittsburgh Post-Gazette. When Jake Guentzel is healthy, he’s often in front of the net. The Sharks have outscored their opponents in the final 20 minutesnot including overtime gamesby a 29-14 margin. The Penguins’ current PP is too easy to bully outside, to force to the perimeter. It forced the opposition penalty-kill to pay attention, to battle Hornqvist for territory, to tighten their unit. When the Penguins won the Stanley Cup in 2016 and ’17, Patric Hornqvist’s sturdy net-front presence on the power play contributed as much as the accompanying star power. Carter will play a bottom-six spot at even strength, but a man-advantage role would keep him invested.Īs previously mentioned in this space, the power play is about the best fit, not making sure the five biggest names are happy. Pittsburgh will play San Jose in Stanley Cup Final, spoils return of Tampa Bay captain. His legs are shot, but you don’t need speed that close to the blue paint.Ĭarter has been on the power play for the vast majority of his professional tenure. Penguins defeat Lightning, Stamkos in Game 7. Here’s a Plan B for the power play that the Penguins should consider: park Jeff Carter’s big backside in front of the net.Ĭarter is 6-foot-3, 220 pounds. The Penguins haven’t even played a regular-season game yet, and this is my third column on the power play. If it doesn’t finish top five in the NHL, the Penguins might not make the playoffs. Recalibrated with the addition of man-advantage maestro Erik Karlsson, the power play will make or break the season. One thing constantly will be discussed: the power play. The Penguins beat the Buffalo Sabres, 7-4, on Friday in their final preseason contest. The Pittsburgh Penguins appear to be ready for the season.Īt 36, Sidney Crosby has become the crazy old man who fights in an exhibition game. Worlds/saves from the Java Edition of Minecraft are not compatible Minecraft for Windows. To buy Minecraft Java Edition to own, visit /get-minecraft. Try a free 30-day trial in-app and learn more at /realms/bedrock.Īlso, you can also play Minecraft Bedrock Edition and Minecraft Java Edition with Xbox Game Pass- check it out at /xbox-game-pass/pc-games. Play with up to 10 friends cross-platform in worlds that exist anytime, anywhere- and get access to over 150 pieces of Marketplace content. Ray tracing for Windows brings a different graphics experience to Minecraft! Experience creator-built worlds with realistic lighting, vibrant colors, naturally reflective water and emissive textures that light up. Join free massive multiplayer servers and play with thousands of others! Discover gigantic community-run worlds, compete in unique mini-games and socialize in lobbies full of new friends. ĝiscover skin, texture, and mash-up packs from the community! Find out more at /marketplace. Slash commands: Tweak how the game plays- you can give items away, summon mobs, change the time of day, and more. Minecraft for Windows also runs on Windows Mixed Reality and Oculus Rift devices and supports all features. Ĝross-platform play for up to eight players across Windows, PlayStation, Nintendo, Xbox, and mobile devices. New tools, locations, and spaces are yours to explore, thanks to our regular updates. ěattle mobs, construct shelter, and explore the landscape-it’s all in a day’s work when you try to survive and thrive in Survival Mode. Put your imagination and limitless resources to work with Creative Mode. Light up your world with candles to show what a savvy spelunker and master mountaineer you are! Experience all the different ways to explore, survive, and build in Minecraft with Minecraft: Deluxe Collection for PC, with Java & Bedrock and the Minecraft Launcher all included Play the Bedrock Edition on a PC to browse endless community created content in the Minecraft Marketplace, discover. Discover lush cave and dripstone cave biomes. Mac (Java only) Linux (Java only) Everyone 10+. Scale craggy mountains, unearth elaborate caves, and mine large ore veins. Play in creative mode with unlimited resources or mine deep into the world in survival mode, crafting weapons and armor to fend off the dangerous mobs. Explore randomly generated worlds and build amazing things from the simplest of homes to the grandest of castles. Maximum TDI weekly benefit rate: $993 (up from $903).Maximum unemployment insurance (UI) weekly benefits rate: $804 (up from $731). Under the proposed regulations, other SUI and TDI amounts for calendar year 2022 will be as follows: Other SUI and TDI amounts for calendar year 2022 The 2022 TDI/FLI rate information has not yet been published once released the information will be posted here.The 2022 TDI/FLI taxable wage base will increase to $151,900, up from $138,2.The 2022 employer/employee SUI taxable wage base will increase to $39,800, up from $36,200 for calendar year 2021.The New Jersey Department of Labor and Workforce Development released its proposed annual regulatory update to reflect an increase to the calendar year 2022 state unemployment insurance (SUI), temporary disability insurance (TDI) and family leave insurance (FLI) taxable wage bases.( New Jersey Department of Labor and Workforce Development regulatory update website. New Jersey Filing of Form W-īeginning with tax year 2020, you must submit Form NJ-W-3 and all W-2, W-2-G, 1099s, and 1094/1095s electronically.New Jersey calendar year 2022 SUI, TDI and FLI taxable wage bases to increase fiscal year 2022 SUI tax rates increased Please contact us if you have any questions or need help completing a Business Enrollment Application, which can be obtained online or by calling 1-80 (Federal) or 60 (NJ). Business taxpayers required to use EFT, and failing to do so, may be subject to severe penalties. Once the taxpayer is required to make EFT deposits applying the threshold, all future payroll and business tax deposits must be made through EFT, regardless if the threshold is met each year after. New Jersey taxpayers with a prior year tax liability of $10,000 or more are required to make tax payments by EFT. New Jersey Electronic Funds Transfer Program (EFT) Please contact us for the specifics regarding this law. Law states for every 30 hours worked, 1 hour of sick time is earned up to a maximum of 40 hours per year took effect October 29, 2018. New Jersey’s earned sick leave affects almost every NJ employer. The base week for 2021 will increase to $220. However employee’s disability insurance and family leave insurance wage base increases to $138,200, maximum withholding $1,036.50. Employee’s unemployment and workforce development wage base increase to $36,200, maximum withholding $153.85. For employers for 2021, the wage base increases to $36,200 for unemployment insurance, disability insurance, and workforce development. The wage base is computed separately for employers and employees. The 11.8% tax rate applies to individuals with taxable income over $1,000,000. The withholding tax rates for 2022 reflect graduated rates from 1.5% to 11.8%. The effective rate per hour for 2022 is $13.00 (effective ). Abacus Payroll presents a summary of all the payroll tax changes that New Jersey employers or business owners need to know for the 2022 calendar year. This about me sample perfectly illustrates how to connect with readers. Lauran starts with the introduction of the blog telling what she’s sharing, what readers can expect to learn, and what’s in it to benefit them. Think of it as your online coffee chat, minus the caffeine! Let's dive right in and explore some outstanding about me examples. It's not just a bio it's a storytelling platform that builds trust, establishes credibility, and helps your audience relate to you on a human level. A space where you introduce yourself, share your journey, passions, and give your readers a glimpse into the person (or team) behind the content. In essence, about me pages your digital handshake.
Creative Ideas for Getting More Subscribers for Your Podcast.In order for people to subscribe or keep coming back, there needs to be a reason to stick around-so the podcast itself needs to be that of quality.įor more on how to create and record a professional sounding podcast, check out our deep dives on the subject below. While the podcast content itself keeps those listeners coming back for more, the cover art acts as the “hook” for new listeners. People will begin making their judgments and assessments of your work the second they see the cover art. If a podcast has a stunning cover design, one can assume that it speaks to the quality of the podcast itself. The first thing listeners pay attention to is a podcast’s cover design. They may search for a topic they’re interested in, then glance through what’s available. In the podcast world, listeners typically scroll through a library or category of different podcasts. To put it plainly, there’s just so much content out there, you really do need something that’s going to stand out and incentivize your audience to stop scrolling. While we often abide by the expression, “Don’t judge a book by its cover,” in life, it simply doesn’t apply to online thumbnails and cover art. Try seven tips to make your podcast covers stand out from the crowd. Anything placed outside of the Art Safe Area is subject to cropping and or UI overlays.Your podcast’s visual identity is just as important as its content. Keep all essential design elements within the Art Safe Area.Episode titles are displayed in the UI under the artwork so avoid repeating the episode title in episode art.Do not use your show cover as episode art because the two will be displayed together. Give your episode artwork a distinct visual branding separate from your show and channel artwork.For subscriber episodes, it can be uploaded in Apple Podcasts Connect. Apple Podcasts will also default to show artwork when multiple shows are presented together to help orient listeners.Ĭreators can publish episode artwork via RSS using their third-party hosting provider. When episode artwork is not supplied, Apple Podcasts will continue to display show artwork. This artwork is optional but is a great way to highlight the episode’s content or guests while drawing in listeners with additional visual interest. Both JPG and PNG are acceptable file types, with the exception of Channel Logo artwork, which must be a transparent PNG.Įpisode artwork appears on devices with iOS 17 or later on the Now Playing screen and Queue the Lock Screen and Control Center in Up Next on Listen Now on show and episode pages and through link previews in other apps, including Messages, Mail, and on social media platforms. Use the templates below as a guide and follow the technical specifications and instructions to create and deliver all assets. References to illegal drugs, profanity, or violenceįor inspiration, go to New & Noteworthy shows in the Browse section on Apple Podcasts.Visual representation of Apple hardware.The terms Apple Inc., Apple Podcasts, Apple Music, iTunes Store, or iTunes.Apple Inc., Apple Podcasts, or iTunes Store logos.Blurry, misaligned, mismatched, or pixelated images. As a general rule, keep artwork simple and legible.Īrtwork must be original and can’t contain any of the following: Creating interesting and compelling artwork can help your show attract new listeners and gain new followers and subscribers. Your artwork is what helps listeners visually identify your podcast and should represent the brand or logo of your show. On the street, at the track, or off-road, Summit is your high performance source for coolant and antifreeze. Summit also carries coolant additives that can improve the properties of your existing coolant.įor a more detailed discussion of coolants and additives, be sure to check our blog. Water-based coolants with surfactants to reduce surface tension transfer heat even more efficiently, and there are waterless coolants, too. Race engines can use plain water as coolant, but you can also do better. Some tracks and sanctioning bodies have restrictions regarding glycol-based coolants due to safety concerns.Antifreeze robs motor oil of its lubricating properties, and under higher racing pressures, the risk of leaks and contamination is much higher.Race cars don’t usually have to park in below-freezing temperatures.They run much hotter, and antifreeze doesn’t actually transfer heat efficiently enough to make a difference.There are lots of reasons to avoid putting antifreeze in competition engines: Be sure to keep it out of reach of children and animals! Antifreeze is available as a concentrate (to be mixed 50/50 with water) or as a ready-to-use pre-mixed coolant.Īntifreeze coolant should be checked periodically, especially in cooler climates, as its corrosion-fighting properties decline over time. Most antifreeze formulas also include ingredients to fight corrosion inside your cooling system, and to lubricate the seals inside the water pump. Formulated with ethylene glycol or propylene glycol, antifreeze reduces the freezing point and raises the boiling point, so the coolant remains liquid under wider temperature extremes. The only problem is that Dexcool didn’t always work as advertised. This is a much longer service life than regular anti-freeze, so you can see why its popularity surged. GM manufactured Dexcool and promised that you’d only need to flush your system every 150,000-miles if you used it. Help your vehicle keep its cool by shopping for antifreeze and engine coolant here at Summit Racing Equipment.Īntifreeze-based coolant is crucial for street vehicles. Orange coolant is often a product named Dexcool. When working remotely, though, you are in full control of your environment and can more easily rid yourself of such nuisances. At times, these things can annoy even people with nerves of steel. This kind of flexibility with your breaks feel like a godsend for many, so don’t underestimate the importance of this benefit! No Typical Workplace InterruptionsĪt the office, myriad things can interrupt you - unplanned business meetings, noisy colleagues chatting in the cubicle next to you, people furiously typing on their keyboards, etc. What about a power nap? Go ahead! Take a quick shower or a bubble bath? People have done crazier things at home, we’ve heard. Do you want to go out for a quick walk in the park? No problem. If you ever felt like your eyelids were too heavy and knew all you needed was a power nap to recharge your batteries but had nowhere to do it at the office, you’re not alone! But when working from home, nobody will be around to monitor your breaks or tell you how to spend them. Everything Is Allowed During Your Lunch Break When you are at home in your little working corner, you can arrange it any way you want! And even if you’re a bit of a messier person and enjoy piling stuff up and leaving it everywhere, at home, you can do that! You won’t return to your cubicle the following day just to find that someone has tidied up your perfect chaos. Offices are excellent and all, but they aren’t exactly cozy. You’d be surprised how significant of a difference this point can make. You Can Adapt Your Working Environment the Way You Want By switching to remote work, you’ll be able to get more sleep and lead a healthier life overall. just to have enough time to swallow your morning dose of caffeine while still having to run to catch your morning train. Long gone will be the days of waking up at 5 a.m. With the lack of commuting also comes a better and healthier sleeping schedule. Luckily, as a remote worker, you won’t have to worry about any of these! You’ll be free to work from wherever you wish and in whatever you want to (even your pajamas!) You Get More Shut-Eye When you take a look at all these costs at the end of the day, they are quite significant. Some other expenses you’d likely have to cover would be meals at the office and, if you work in a white-collar corporate environment, you’d have to cough up some funds on some formal work attire. Also, if you were to take a job in another city or state, you would spare yourself the expenses of rent and the stress of moving house. For starters, by working from home, you will save a lot of cash and time on commuting to the office (unless you’re lucky enough to live nearby). The premise behind that is straightforward. One of the most apparent advantages of full-time remote jobs is that you can cut costs and save a lot of time. Let’s jump straight to it! You Cut Costs and Save Time You Will Hone Your Communication Skills.Everything Is Allowed During Your Lunch Break.You Can Adapt Your Working Environment the Way You Want.You Might Also Like: Remote Work Myths That Need to be Debunked in 2020Īs you have probably already noticed, working remotely has a lot of perks, so let’s check the most obvious ones out! Here are the upsides of working remotely: And that’s our key point.īut if your remote job does offer you flexibility, you’ve got yourself a fantastic deal! Working a flexible number of hours a day allows you to balance your life and obligations the way you see fit. Just like a regular employer could offer their workers flexible working hours at the office if they choose, a remote employer can do the same… but they don’t have to. Some remote jobs indeed allow for this commodity, but that is not always the case. People often assume remote workers have flexible working hours, but wrongfully so. In the latter, you could join other digital nomads and work together! The Difference Between Remote Work and Flexible Working Hours Instead, you can take your job to a nearby coffee shop, a bar, a park, or even a coworking space. This definition is an excellent place to start, but remote work doesn’ have to entail working from home. “a situation in which an employee works mainly from home and communicates with the company by email and telephone.” According to the Cambridge English Dictionary, remote working is: So the best way to answer the question from this heading is to consult them. Since remote work has become so widespread nowadays, even some dictionaries now include the definition of the term. You might have heard the terms telecommuting or remote work thrown around before, but do know that they mean the same thing.
July 22–Belly Up Tavern–Solana Beach, Calif. July 19–Harrah’s South Lake Tahoe– Stateline, Nev. July 18– Blue Lake Casino–Blue Lake, Calif. Today, trance-fusion pioneers The Disco Biscuits announced they’d close out their incredible 2023 in style, a three-show finale effectively welcoming in the new year, 2024. hug drug street names for methylenedioxymethamphetamine.July 11– Revolution Concert House and Event Center–Boise, Idaho Adam, X, MDMA are the top synonyms of 'disco biscuit' in English thesaurus. July 9–Pine Creek Lodge–Livingston, Mont. July 8–Pine Creek Lodge–Livingston, Mont. July 7– Pine Creek Lodge–Livingston, Mont. The Disco Biscuits West Coast Tour Dates: Scroll down to view a complete list of West Coast tour dates. Soaking in that west coast vibe and getting back on stage at places like The Fillmore, The Roxy, and the Belly Up is truly a dream come true.”Ī lottery request period is now underway – all lottery, pre-sale, and on-sale GA + VIP tickets can In a statement shared via a press release, Disco Biscuits’ bassist Marc Brownstein shared: “We are so excited to get back out to the west coast and revisit some of the classic spots from our early years. The group’s final West Coast date will occur on July 22, when the band performs at Belly Up Tavern in Solana Beach, Calif. The gig will be followed by July 19 stage time at Harrah’s South Lake Tahoe in State, which arrives before the band’s highly anticipated appearances in San Francisco and Los Angeles. Tickets go on sale to the general public on Friday at. The Disco Biscuits will keep things moving on July 18, when they are scheduled to play at the Blue Lake Casino in Blue Lake, Calif. A Seated fan club lottery is currently underway for The Disco Biscuits’ upcoming summer tour dates and is open until Wednesday at 5 p.m. for a show at Midtown Ballroom, followed by a July 15 appearance at the Roseland Ballroom in Portland, Ore. On July 12 and 13, The Disco Biscuits will take the stage in Seattle, dishing out back-to-back sets at the Knitting Factory and The Showbox. Next, they’ll trek down to Idaho for the first time since 1999, playing a show at the Revolution Concert House and Event Center in Boise, Idaho. To follow their initial performance, Disco Biscuits will continue their Big Sky Country stand with three shows slated for July 8 through 11 in Livingston, Mont. Everyone knows they shred, and everyone who says they dislike them doesnt need to listen to them. I have had a ton of fun at their shows, but Brownie has always had a pretty rough voice and, lets face it, Biscuits fans tend to epitomize the word wook. The first gig will take place on July 7 at Abeyance Bay in Rexford, Mont. I think that the Disco Biscuits are just an easy target. The group of musicians will commence their run with a four-night stand in Montana. The newly outlined tour will see the Philadelphia-based band pick up a tight run of dates throughout July that will take them through several states, cities and new venues. The Disco Biscuits have announced plans to return to the West Coast for the first time in over a decade. The "Woah dance" is the latest dance trend, so it's only obvious that we will witness a few of the Cowboys offensive arsenal performing the 10K.Caash creation in the end zone. (25-0-0) used the song as his entrance song at Bramall Lane Football Ground when he defeated Kell Brook in 2017. Undefeated IBF welterweight champion and hometown hero Errol Spence Jr. Thoroughly respected by Dallas sports figures for its motivational message. Lil Ronny's 2016 hit is about committing to following an all-new game plan. New season, a fresh start, the same championship goal. If you remember, upon the song's December 2018 release, Posty accompanied the song with an animated Dallas Cowboys quarterback Dak Prescott cartoon. A perfect background track for the Cowboys passing game. Grapevine native Post Malone's chart-topper is a high-flying groovy bass-bouncing hit. An anthem for any player ready to step up too and get the job done.ĭeep pass to Amari Cooper for a Cowboys' touchdown. The song provides that necessary fresh energy required as the Cowboys embark on a very promising new season. 1 hit is a must-have thanks to its snappy hook, prophetic lyrics and popular production. Here's one from America's favorite team's favorite new artist. A triumphant introduction of The Boys as they explode out of the tunnel to the deafening roar inside Jerry's House. It's rowdy, rambunctious and hard-hitting, just like the defensive line. The Queen City's Big Tuck 2006 anthem will have opponents quaking in fear as they experience the pure essence of what Cowboys football is all about. Get excited for the new season with these hits. 8, and we at the Dallas Observer would like to get you ready for the 2019 season with a jam-packed Dallas-artists-only playlist. America's Team begins its journey to the Super Bowl on Sept. Are you ready for some Cowboys football? It's that time of the year again. |
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